Hi y’all! My name is Amelia, but my friends and family have called me Mills for most of my life. In the fall of 2014, I sat in my dorm room stunned that I only had $1.50 in my bank account. I said to myself, “that’s it?” – no credit card to fall back on, no savings account…nothing.
Where did all my money go? How am I going to eat? How can I manage my finances better?
These were all questions that flooded my mind. But where should I start?
I began keeping track of all expenses and income on a spreadsheet, changed my major to finance, and obtained various positions in the finance industry.
Since then, I improved upon this spreadsheet, paid off $30,000 of debt, fully funded my emergency fund, got on track for retirement (and then some), and have become a budget planning expert. My experiences led to the creation of practices that have allowed me to help many others obtain financial freedom by cutting down the learning curve.
If you find yourself wondering where to start, I invite you to subscribe to our YouTube channel, podcast, and access our free budget planning tools.
all my love, MILLS